Calculator for Independent Students

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Graduate Students Click Here
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College Calculator for Independent Students

Start by filling out this form to estimate your EFC and remaining finanical need. The results will then be directly input into a basic Savings and Loan estimator which will help you to effectively plan for college.

Check requirements for independent student status
Enter monetary figures as whole dollar amounts (rounded up to the nearest dollar)
Blank fields are assumed to be zero
Leave blank any fields that do not apply to you
To edit fields after calculation, use the "Back" button on your browser

Student/Spouse Income in 1998

Student/Spouse Adjusted Gross Income

Student's income earned from work
Spouse's income earned from work
Are Student/Spouse tax filers?

Untaxed Income and Benefits

Earned Income Credit (tax filers only)
Social Security Benefits
Other untaxed Income
Exclusions

Number of college students in household

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Allowances

1998 or 97 Federal Income Tax paid
What State do you live in?

Is the student married?

How old is the student?

If the student is married, will both the student and the spouse be enrolled at least 1/2 time in college?

If married, are both the student and the spouse working?

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Student / Spouse Contribution From Assets

Cash savings and checking

Other real estate and investments value

Other real estate and investments debt

Business value

Business debt

Investment Farm Value

Investment Farm debt

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Annual College Costs

How much will school cost annually? This estimate should include tuition, books, living, traveling, insurance, and any other expenses student/school related expenses.
Expected scholarship aid?
Any additional funding you expect to recieve?