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Consolidate Federal Student Loans & Save UP to 60%!

It is possible for you to consolidate any number of your existing Federal Student and Parent Plus loans, fixing a much lower interest rate for the life of the loan.

The Federal Consolidation Program includes FFELP and William D. Ford Direct Loans for the Student Stafford, Parent Plus and Perkins Loans. Private Student Loans may increase your term.

The new interest rate on federal student and parent loans is the lowest it has been in years.

Read an independent assessment of our program in recently released news articles.

You qualify for consolidation if at the time of the application:

You are in your loan grace period or have entered repayment

You have eligible Federal Student loan debt of at least $10,000

Some Private loans may also qualify - call for details.

No fees or credit checks are required for federal loan consolidation.