Consolidate a Private Student Loan and Lower your monthly payments
Consolidate Federal Student Loans & Save UP to 53%!
It is possible for you to consolidate a private student loan for any number of your existing Federal Student and Parent Plus loans, fixing a much lower interest rate for the life of the loan.
The Federal Consolidation Program includes FFELP and William D. Ford Direct Loans for the Student Stafford, Parent Plus and Perkins Loans.
The new interest rate to consolidate federal student loans is the lowest it has been in years.
Read an independent assessment of our program in recently released news articles.
You qualify for a consolidation loan if at the time of the application:
- You are in your loan grace period or have entered repayment
- You have eligible Federal Student loan debt of at least $10,000
- Some Private loans may also qualify - call for details.
No fees or credit checks are required for a federal consolidation loan.

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