The Federal Stafford student loan program is neither need nor credit based, which means neither income nor assets will affect your eligibility.

To be eligible to apply for a Stafford loan you must:
• Be a U.S. citizen or legal alien
• Maintain good academic standing with your school
• File the FAFSA form for the year(s) you want to borrow

Certification of loan documents is ultimately carried out by
your College or University financial aid office, so be sure
all financial aid paperwork is current.